Blog
James Millard

Do you Have a Fear of Winning?

As a scrawny 9 year old at Grafton Public, I was in 3rd grade and running in my first ever school cross-country race. As many of you know, I’m built for long distance running, so maths and science aside, this was my area of expertise, my specialty in the school yard.

I was flying… coming 2nd to Aaron Gray who won everything he ever entered. I was killing it. It was one of the first times I had ever felt these emotions on this scale. How was it that on this day I was better than 99% of the rest of my grade? For most of the race it felt great, but for some reason, it wasn’t right… There was yelling and screaming from kids on the sidelines, I was shy and it was making me uncomfortable. Deep down I really wanted it and I was jealous of those that could handle it, but at the time, I was more comfortable slowing down and sneaking back into the crowd behind me. I came 7th and the top 6 went on to the next stage. I could have won. Phew! That was close…

With winning comes attention, notoriety, fame, and people that dislike you. It’s not easy and for me at that time, I wasn’t ready.

Most people who know me now probably think I’m making this up. These days, to the teams I’ve lead, business partners, friends and new clients that I meet, I am confident, strong-willed, even annoyingly cocky at times, but it’s true, friends: winning scared me.

Over the years, after many more experiences of feeling uncomfortable with any form of success, I started to push that little bit further each time. I began to enjoy the feeling of new experiences, getting attention for the right reasons and gaining confidence. Not only have I learnt one of the greatest lessons there is, but I now get to pass it on to many more and live this lesson in everything that I do -

Continue reading
49 Hits
0 Comments
square-yarns-cover
Laura Loveard

#YOLOYarns - Banks are increasing interest rates!

"It just seems extraordinary that banks continue to put their existing customers under stress." says Andrew.

We don't blame you if you're confused about your home loan and investment interest rates at the moment; here are our thoughts on the current state of the market and the recent behaviour of banks.

Continue reading
84 Hits
0 Comments
square-yarns-cover
Laura Loveard

#YOLOYarns - Kirsty's Big Move

This millennial is on fire!

Kirsty Pearse has her own photography business, is a gifted blogger and poet, and with a two year visa is about to embark on a massive new adventure. She flys out today!

James checks in with Kirsty right before departure to find out where she's going and how she's managed to make this amazing trip happen. Follow along on Kirsty's new blog "Her Move"

All the best Kirsty, we know you will smash it out of the park!

Continue reading
114 Hits
0 Comments
square-yarns-cover
YOLO

#YOLOyarns - I'm a millennial. Do I need insurance?

Millennials don't need insurance, right?

From the generation that brought us our business name, and delivered by our two millennial advisers, it's time to figure out whether you actually need this stuff!

One of the keys for any type of insurance is managing the cost. The good news is that some of this type of cover can be paid by your super fund. There are good reasons for and against, make sure you speak to a professional before you leap in.

A HUGE THANKS to client Katie for this question! Hopefully this helps you and your friends figure things out.

Share this video with all your millennial friends! We're happy to speak to you and help you understand how this fits into your life.

Continue reading
132 Hits
0 Comments
square-yarns-cover
YOLO

#YOLOyarns - First home buyers - The latest!

Andrew and Mas provide some valuable insight into the key aspects of the brand new First Home Super Saver Scheme, as well as discussing some of the recent changes to the First Home Buyers Grant in NSW.

Read the Transcript Here

117 Hits
0 Comments
square-yarns-cover
YOLO

#YOLOyarns - Client Story: Young Family European Adventure

Truly remarkable and motivating story!

In this week's #YOLOyarns Andrew chats with client Katie and her youngest son Edward about their upcoming adventure. Katie and husband Gary are travelling with their three young boys on a 6 week getaway around Europe and the UK.

These guys are seriously on fire! On one income, with three kids, full time study, and no excuses, they've managed to save for the type of trip that many only dream of.

Learn how Katie has done it with strict budgeting, purposeful spending, selling on eBay, purchasing a positively geared investment property and more!

All the best for your amazing holiday guys, we're thrilled to be watching your #YOLOplan unfold!

157 Hits
0 Comments
square-yarns-cover
YOLO

#YOLOyarns - Would a Financial Planner Make My Life Easier?

Winging it: To improvise with little preparation (Urban Dictionary)

Are you winging it through life?

#YOLOyarns is back as we answer the question: "Would Having a Financial Planner Make my Life Easier?"

When we're asked what we do, most people expect an answer about investments, superannuation or insurance. But that's not the real value of having a financial planner (or coach) in your corner.

A good planner will understand you and give you clarity over life's big and small decisions. They are someone to hold your hand through the myriad of twists and turns that money can bring to your life and give you the confidence and motivation to live life on your terms.

132 Hits
0 Comments
YOLOYarns-intro-image
Team YOLO

#YOLOyarns - Building a Share Portfolio

Shout out to Felicity for this week's #YOLOyarns question about "building a share portfolio for dummies".

This is one topic we could talk for a lot longer on, but we've managed to keep it to a few minutes!

Andrew, whilst he is very modest about his previous roles, ran the Direct Share business (among others) for one of Australia's largest banks for a number of years. So...you've come to the right spot!

We let AB kick it off and give some of the basics around how to get started. Mas and James then add their 2c (did you know that with some of the apps around these days, you can start a share account with literally that much?!)

Building a share portfolio is a great way to set yourself up for the future, save for larger items such as house deposits, big holidays or children's education, and it can also provide a great passive income stream. Shares can also carry a higher level of risk than some other investment options so tread carefully, and as always if you're not certain which way to turn, seek professional advice.

Continue reading
136 Hits
0 Comments
YOLOYarns-intro-imag_20170531-044752_1
Team YOLO

#YOLOyarns The Next Big Thing

Last week we discussed goal setting, but once you figure out what you want, you'll need to start saving for that #nextBIGthing! Here are a few tips to get you started.

Don't forget to add your questions below and we'll create a #YOLOyarns for you soon!

151 Hits
0 Comments
YOLOYarns-intro-image
Team YOLO

#YOLOyarns Goal Settiing

#YOLOyarns is back with the latest on goal setting!

This is the starting point for every YOLO Plan. Join Andrew, Mas & James as they break down the idea of setting meaningful targets to fire you up for achieving the life you desire!

146 Hits
0 Comments
YOLOYarns-intro-image
Team YOLO

#YOLOyarns Budget 2017!

After launching #YOLOyarns only 24 hours ago we were thrown straight in the deep end today with the need to broadcast our thoughts on the finance nerds' night of nights - #Budget2017!!

As you're well aware, the guys can talk underwater, so keeping an update as exciting as budget night brief was a mammoth task!

Our full 15 minute version will be available on YouTube shortly but for now, please enjoy a much more condensed episode with some of the highlights and important points for you and your families.

Feel free to share with anyone who likes to know the facts.

Tags:
131 Hits
0 Comments
help-phot_20170526-041458_1
Andrew Black

How it feels when you have a great financial planner

If you are working with a Financial Planner now, you should be feeling re-assured, confident and have a sense of “damn the torpedoes” approach – she’ll be right Jack! I know the feeling of compatibility and trust will be borne out through knowing your planner has your back.

Let’s face it, when was the last time you woke up on Saturday morning and decided you wanted to see a financial planner? Yeah I know, it seems like a silly question!

You are sharing the excitement of expecting your next child – need a new home! Need a new car! Google realestate.com and carsales.com, then book in a real estate agent appointment – go see the car dealer. These are your real priorities.

OMG it’s hot – let’s go to the beach! Anything as long as it’s not a conversation about money.

Just got back from running the kids to weekend sport – need a drink! Family time comes first!

Life’s full of distractions.

Continue reading
147 Hits
0 Comments
YOLOYarns-intro-image
Team YOLO

Introducing #YOLOyarns!

Thrilled to introduce our new video series #YOLOyarns!

Join Mas, James & Andrew as we bust open the doors to all things money (and life)!

Casual, fun and to the point, our goal with this series is to lighten the load by answering our most common client questions, and provide you with some of the tools to build your financial confidence and live the life you desire!

If you have any questions or topics you'd like us to discuss, drop them in the comments below or send us a message.

Thanks for watching, hope you enjoy!!

Continue reading
138 Hits
0 Comments
20160313_025625337_iOS
Mas Pourgholami

Are you giving health & fitness the importance it deserves in your working life?

Are you giving the best of yourself in your working life? Taking care of your health and fitness can help you put your best foot forward in your career. Physical activity is essential to maintain good health and can prevent and reduce risks of many diseases. It can even help you live longer! Research from the American Journal of Preventative Medici...
Continue reading
173 Hits
0 Comments